Tactical Advice

PCI DSS for Mobile Payments Remains an Open Question

The PCI Security Standards Council has yet to establish best practices and standards in the mobile-payment industry.
PCI DSS for Mobile Payments Remains an Open Question

For retailers in the business of charging and receiving payments electronically, the Payment Card Industry Data Security Standard is the law of the land. Established in 2004, the PCI DSS guides retailers on securing any electronic payment transactions so that customer information stays out of the wrong hands.

But with the rise of Google Wallet and other mobile payments, how will PCI DSS be applied?

Avivah Litan, a Gartner vice president and distinguished analyst, raises the unresolved question in a post on the Gartner blog.

So where is the PCI Security Council? And why aren’t they getting ahead of the rush to mobile payments and mobile payment acceptance?

I know where at least one of their founders, Visa, is. Investing and backing Square, one of the more innovative payment card acceptor applications out there that is allegedly growing by leaps and bounds, even in the absence of a PCI standard for mobile payment acceptance.

Walk into any Apple store around the world and you will see the sales people there also ‘ignoring’ PCI standards by accepting payments on non-PCI certified mobile payment devices.

I realize it’s tough to develop standards for the non-standard mobile environment, but no one said the PCI Council should have it all easy.

Bob Russo, general manager of the Payment Card Industry Security Standards Council, stated that mobile was a top priority for the organization in 2012 in an interview with Bank Info Security.

"The adoption of mobile is running rampant, and when it comes to using personal mobile devices, people have not thought about all of the security," Russo said. "We have a task force looking at this, and in 2011 we issued some guidance. This year we will be issuing some best practices."

For more on mobile-payment security, read Litan’s post on the Gartner blog.

Sign up for our e-newsletter

About the Author

Ricky Ribeiro

Online Content Manager

Ricky publishes and manages the content on BizTech magazine's web site. He's a writer, technology enthusiast, social media lover and all-around digital guy. You can learn more by following him on Google+ or Twitter:

Security

Securing the Internet of Thi... |
As excitement around the connected-device future grows, technology vendors seek ways to...
Tools to Maintain Mobile Sec... |
Far-flung devices pose serious challenges, but a variety of technologies can help protect...
Edward Snowden Personifies t... |
The NSA leak shows critical areas where organizations can better protect their data.

Storage

The New Backup Utility Proce... |
Just getting used to the Windows 8 workflow? Prepare for a change.
How to Perform Traditional W... |
With previous versions going unused, Microsoft radically reimagined the backup utility in...
5 Easy Ways to Build a Bette... |
While large enterprises have the resources of an entire IT department behind them, these...

Infrastructure Optimization

The Value of Converged Infra... |
Improvements in security, management and efficiency are just a few of the benefits CI can...
Curse Builds a Private Cloud... |
One of the top resources in online gaming builds out a robust infrastructure that can...
SDN at the Forefront of HP’s... |
Computing giant kicks off Interop 2014 with a series of announcements aimed at turning...

Networking

Securing the Internet of Thi... |
As excitement around the connected-device future grows, technology vendors seek ways to...
How to Maximize WAN Bandwidt... |
Understand six common problems that plague wide area networks — and how to address them.
Linksys Makes a Comeback in... |
The networking vendor introduced several new Smart Switch products at Interop this week.

Mobile & Wireless

Now that Office for iPad Is... |
After waiting awhile for Microsoft’s productivity suite to arrive, professionals who use...
Visualization Can Help Busin... |
Companies need to put their data in formats that make it consumable anytime, anywhere.
Linksys Makes a Comeback in... |
The networking vendor introduced several new Smart Switch products at Interop this week.

Hardware & Software

Visualization Can Help Busin... |
Companies need to put their data in formats that make it consumable anytime, anywhere.
The Tools That Power Busines... |
Ever-evolving analytic software can greatly improve financial institutions’ decision-...
XP-iration Date: Today Is th... |
It’s officially lights out for Windows XP as an operating system. Here’s how the world is...